Obsidian plugins with #privacy-first#

The Budget Vault plugin stores accounts, budgets and transactions as markdown files inside the vault, so the data stays local and readable outside the app. It includes a dashboard for spending trends and budget versus actual checks, full history search and editing, category and period based budgets, CSV import with review, sign validation and manual column mapping when needed. The plugin also tracks savings, debts, owed money, subscriptions and tax in dedicated screens, learns categorisation rules from corrections and supports payday aligned periods. It makes no network requests, works on iOS and Android and keeps the folder structure predictable with separate files for categories, accounts, periods and transaction histories.

The Private AI Chat plugin enables secure, local AI-powered conversations with your notes using a privacy-first approach. It connects to a locally running LM Studio server, ensuring that all processing happens on your own device without sending data to external services. You can query your vault naturally, with the plugin automatically searching relevant notes and citing them in responses. It allows narrowing the AI's focus to specific open notes for targeted insights and supports performance tuning through adjustable models, search parameters, and token limits. Cross-platform compatibility for Mac and Windows makes it widely accessible, while easy setup and model swapping simplify usage.