README file from
GithubFamily Bank · 家庭银行
English
A fixed-deposit savings manager for children. Each child has an independent account; deposits earn interest, and saving goals are always visible.
- Two savings products: Monthly deposit (0.5%/month) and yearly deposit (7%/year)
- Automatic interest settlement: Interest accrues per full period; settle as cash or roll it into a new deposit
- Deduction tracking: Reduce a deposit proportionally or by a specific one, with a reason recorded
- Saving goals: Set a target amount with a real-time progress bar
- Asset chart: Track total assets over time, hover for details
- Deposit pie chart: Monthly vs yearly allocation
- Sibling comparison: Leaderboard with leading amount
- Dynamic accounts: Add or remove children anytime
- Auto-save: Data written to a JSON file inside your vault
- Cross-device sync: Works with Remotely Save / Obsidian Sync
Installation
Option 1 — Community plugins (recommended)
- Open Settings → Community plugins → Browse
- Search for "Family Bank"
- Install → Enable
Option 2 — BRAT
- Install the BRAT plugin
- Add the repo:
https://github.com/kumoonet/obsidian-family-bank
Option 3 — Manual
- Download the latest release from GitHub
- Extract into
.obsidian/plugins/family-bank/ - Restart Obsidian and enable the plugin
Usage
Click the wallet icon in the left ribbon to open the Family Bank dashboard.
- Dashboard: total assets (monthly + yearly principal), asset chart, deposit pie chart, sibling comparison, goal progress
- Banking: "New fixed deposit" to save money (choose monthly or yearly, tag a source like 压岁钱/零花钱/奖励); "Settle interest" per full period; "Details" to inspect each deposit; "Settlement history" to review and revert
- Manage: set/delete saving goals, deduct deposits (proportional or specific, with reason), manage deposits, add/remove accounts, export data / import restore / reset
Data
Data file (default): 家庭银行数据.json in your vault root. The path is configurable in plugin settings.
License
MIT
中文
儿童定期存款管理系统。每个孩子独立账户，存钱进去产生利息，攒钱目标看得见。
🏦 银行只记录定存，日常花销不记在这里。利息结算可选现金拿走，或自动转存为新定期。
功能
- 两个储蓄产品：月定存（0.5%/月）和年定存（7%/年）
- 自动利息结算：满完整周期自动计息，不满的继续留着；结算方式可选现金拿走或自动转存新定期
- 定存扣减：按比例分摊或指定某笔，记录扣减原因
- 攒钱目标：设定目标金额，进度条实时显示
- 资产走势图：总资产变化一目了然，鼠标悬停看数据
- 定存占比饼图：月/年定存分布
- 两个孩子对比：排行榜 + 领先金额
- 动态增删账户：不是固化的两个孩子，可随时增减
- 数据自动保存：写入 vault 内 JSON 文件
- 跨设备同步：配合 Remotely Save / Obsidian Sync 自动同步
安装
方法一：社区市场（推荐）
- 打开 Obsidian 设置 → 社区插件 → 点击「浏览」
- 搜索 Family Bank（中文暂不支持搜索，官方未来会支持本地化名称）
- 点击安装 → 启用
方法二：BRAT
- 安装 BRAT 插件
- 添加仓库：
https://github.com/kumoonet/obsidian-family-bank
方法三：手动
- 从 GitHub Release 下载最新版
- 解压到
.obsidian/plugins/family-bank/ - 重启 Obsidian，启用插件
使用
点击左侧钱包图标打开家庭银行看板。
看板 显示总资产（月定存 + 年定存本金总和）、资产走势图、定存占比、两个孩子对比排行、攒钱目标进度。
理财
- 点「新增定期存款」存钱，可选月定存或年定存，可标注来源（压岁钱/零花钱/奖励）
- 点「结算利息」按完整周期结息
- 点「明细」查看每笔存款的状态，可单独取回
- 点「结息记录」查看历史结息明细，可撤回
管理 进入管理模式后可：
- 设定/删除攒钱目标
- 定存扣减（按比例或指定某笔，记录原因）
- 管理定期存款（查看、取回）
- 增删账户
- 导出数据到 vault 文件 / 导入恢复 / 清零
数据
数据文件路径（默认）：家庭银行数据.json（vault 根目录）
可在插件设置中修改路径。
License
MIT